Tugas bank kelompok mata kuliah fisika 1(yunita,cindy,maynard) unika atma jaya

TUGAS FISIKA I

SEKSI A

Oleh:

1. Yunita Rusli 2012-043-003

2. Cindy 2012-043-009

3. Maynard 2012-043-039

PROGRAM STUDI TEKNIK INDUSTRI

FAKULTAS TEKNIK

UNIKA ATMAJAYA

JAKARTA

2012

TAHAPAN                                                                                                                                BUNGA

< Rp 1.000.000 0,00

>= Rp 1.000.000 - < Rp 50.000.000 1,00

 >= Rp 50.000.000 - < Rp 500.000.000 1,15

 >= Rp 500.000.000 - < Rp 1.000.000.000 1,40

>= Rp 1.000.000.000 2,00

Perhitungan Bunga (kurang dari 2 jam)

Metode Saldo Harian(Bulan Oktober 2012)Hari Saldo Bunga Bunga Harian

01/10/2012 Rp 5.557.607,24 1,00% Rp 152,26 02/10/2012 Rp 5.557.607,24 1,00% Rp 152,26 03/10/2012 Rp 5.857.607,24 1,00% Rp 160,48 04/10/2012 Rp 5.857.607,24 1,00% Rp 160,48 05/10/2012 Rp 5.857.607,24 1,00% Rp 160,48 06/10/2012 Rp 5.857.607,24 1,00% Rp 160,48 07/10/2012 Rp 5.857.607,24 1,00% Rp 160,48 08/10/2012 Rp 5.857.607,24 1,00% Rp 160,48 09/10/2012 Rp 5.857.607,24 1,00% Rp 160,48 10/10/2012 Rp 5.857.607,24 1,00% Rp 160,48 11/10/2012 Rp 5.857.607,24 1,00% Rp 160,48 12/10/2012 Rp 5.857.607,24 1,00% Rp 160,48 13/10/2012 Rp 5.945.607,24 1,00% Rp 162,89 14/10/2012 Rp 5.945.607,24 1,00% Rp 162,89 15/10/2012 Rp 5.945.607,24 1,00% Rp 162,89 16/10/2012 Rp 5.945.607,24 1,00% Rp 162,89 17/10/2012 Rp 5.945.607,24 1,00% Rp 162,89 18/10/2012 Rp 5.945.607,24 1,00% Rp 162,89 19/10/2012 Rp 6.045.607,24 1,00% Rp 165,63 20/10/2012 Rp 5.945.607,24 1,00% Rp 162,89 21/10/2012 Rp 5.845.607,24 1,00% Rp 160,15 22/10/2012 Rp 5.845.607,24 1,00% Rp 160,15 23/10/2012 Rp 5.845.607,24 1,00% Rp 160,15 24/10/2012 Rp 5.845.607,24 1,00% Rp 160,15 25/10/2012 Rp 5.845.607,24 1,00% Rp 160,15 26/10/2012 Rp 5.845.607,24 1,00% Rp 160,15 27/10/2012 Rp 5.845.607,24 1,00% Rp 160,15 28/10/2012 Rp 5.845.607,24 1,00% Rp 160,15 29/10/2012 Rp 5.845.607,24 1,00% Rp 160,15 30/10/2012 Rp 5.845.607,24 1,00% Rp 160,15 31/10/2012 Rp 5.845.607,24 1,00% Rp 160,15

Total: Rp 4.965,83

Bunga diatas Rp1.000.000,00 - Rp25.000.000,00 = 1,00% p.a

Metode Saldo Rata-Rata(Bulan Oktober 2012)Hari Saldo

01/10/2012 Rp 5.557.607,24 02/10/2012 Rp 5.557.607,24 03/10/2012 Rp 5.857.607,24 04/10/2012 Rp 5.857.607,24 05/10/2012 Rp 5.857.607,24 06/10/2012 Rp 5.857.607,24 07/10/2012 Rp 5.857.607,24 08/10/2012 Rp 5.857.607,24 09/10/2012 Rp 5.857.607,24 10/10/2012 Rp 5.857.607,24 11/10/2012 Rp 5.857.607,24 12/10/2012 Rp 5.857.607,24 13/10/2012 Rp 5.945.607,24 14/10/2012 Rp 5.945.607,24 15/10/2012 Rp 5.945.607,24 16/10/2012 Rp 5.945.607,24 17/10/2012 Rp 5.945.607,24 18/10/2012 Rp 5.945.607,24 19/10/2012 Rp 6.045.607,24 20/10/2012 Rp 5.945.607,24 21/10/2012 Rp 5.845.607,24 22/10/2012 Rp 5.845.607,24 23/10/2012 Rp 5.845.607,24 24/10/2012 Rp 5.845.607,24 25/10/2012 Rp 5.845.607,24 26/10/2012 Rp 5.845.607,24 27/10/2012 Rp 5.845.607,24 28/10/2012 Rp 5.845.607,24 29/10/2012 Rp 5.845.607,24 30/10/2012 Rp 5.845.607,24 31/10/2012 Rp 5.845.607,24

Total Rp 181.657.824,44

Bunga = (SR x 1,00% x 31)/365 = Rp 5.859.930,00 x 1,00% x 31)/365 = Rp4965,83

Perhitungan Bunga ( lebih dari 22 jam)

Metode Saldo Harian(Bulan November 2012)

Hari Saldo Bunga Bunga Harian01/11/2012 Rp11.834.109,19 1,00% Rp324,22 02/11/2012 Rp11.834.109,19 1,00% Rp324,22 03/11/2012 Rp11.834.109,19 1,00% Rp324,22 04/11/2012 Rp11.834.109,19 1,00% Rp324,22 05/11/2012 Rp11.834.109,19 1,00% Rp324,22 06/11/2012 Rp11.834.109,19 1,00% Rp324,22 07/11/2012 Rp11.834.109,19 1,00% Rp324,22 08/11/2012 Rp11.834.109,19 1,00% Rp324,22 09/11/2012 Rp11.834.109,19 1,00% Rp324,22 10/11/2012 Rp11.834.109,19 1,00% Rp324,22 11/11/2012 Rp11.834.109,19 1,00% Rp324,22 12/11/2012 Rp11.834.109,19 1,00% Rp324,22 13/11/2012 Rp11.834.109,19 1,00% Rp324,22 14/11/2012 Rp15.548.025,23 1,00% Rp425,97 15/11/2012 Rp14.151.025,23 1,00% Rp387,70 16/11/2012 Rp15.536.025,23 1,00% Rp425,64 17/11/2012 Rp13.151.025,23 1,00% Rp360,30 18/11/2012 Rp13.151.025,23 1,00% Rp360,30 19/11/2012 Rp13.151.025,23 1,00% Rp360,30 20/11/2012 Rp13.151.025,23 1,00% Rp360,30 21/11/2012 Rp13.151.025,23 1,00% Rp360,30 22/11/2012 Rp18.151.025,23 1,00% Rp497,29 23/11/2012 Rp18.151.025,23 1,00% Rp497,29 24/11/2012 Rp18.151.025,23 1,00% Rp497,29 25/11/2012 Rp18.151.025,23 1,00% Rp497,29 26/11/2012 Rp17.151.025,23 1,00% Rp469,89 27/11/2012 Rp17.151.025,23 1,00% Rp469,89 28/11/2012 Rp17.151.025,23 1,00% Rp469,89 29/11/2012 Rp14.151.025,23 1,00% Rp387,70 30/11/2012 Rp14.151.025,23 1,00% Rp387,70

total bunga Rp12.349,88

Bunga diatas Rp1.000.000,00 - Rp25.000.000,00 = 1,00% p.aMetode Saldo Rata-Rata(Bulan November 2012)Hari Saldo

01/11/2012 Rp11.834.109,19

02/11/2012 Rp11.834.109,19 03/11/2012 Rp11.834.109,19 04/11/2012 Rp11.834.109,19 05/11/2012 Rp11.834.109,19 06/11/2012 Rp11.834.109,19 07/11/2012 Rp11.834.109,19 08/11/2012 Rp11.834.109,19 09/11/2012 Rp11.834.109,19 10/11/2012 Rp11.834.109,19 11/11/2012 Rp11.834.109,19 12/11/2012 Rp11.834.109,19 13/11/2012 Rp11.834.109,19 14/11/2012 Rp15.548.025,23 15/11/2012 Rp14.151.025,23 16/11/2012 Rp15.536.025,23 17/11/2012 Rp13.151.025,23 18/11/2012 Rp13.151.025,23 19/11/2012 Rp13.151.025,23 20/11/2012 Rp13.151.025,23 21/11/2012 Rp13.151.025,23 22/11/2012 Rp18.151.025,23 23/11/2012 Rp18.151.025,23 24/11/2012 Rp18.151.025,23 25/11/2012 Rp18.151.025,23 26/11/2012 Rp17.151.025,23 27/11/2012 Rp17.151.025,23 28/11/2012 Rp17.151.025,23 29/11/2012 Rp14.151.025,23 30/11/2012 Rp14.151.025,23

Total Rp417.192.848,38

Bunga = (SR x 1,00% x 30)/365 = Rp 13.906.428,00 x 1,00% x 30)/365 = Rp 12.349,88

Bukti – bukti transaksi

Menggunakan M banking

Print Bulan Oktober (kurang dari 2 jam)

Print Bulan November (lebih dari 22 jam)

Kesimpulan

Kurang dari 2 jam pada tanggal 20 Oktober 2012Kirim pukul 22.52 kembali pukul 00.53 bunga perhitungan di buku bank = Rp 4.965,83.Perhitungan berdasarkan metode saldo rata-rata = Rp 4.965,83

Lebih dari 22 jam pada tanggal 10 November 2012Kirim pukul 00:14 kirim kembali pukul 22:09 Bunga perhitungan di buku bank Rp 12.349,92Perhitungan berdasarkan metode saldo rata-rata = Rp 12.349,88

Jadi berdasarkan perhitungan dapat disimpulkan bahwa transaksi yang kurang dari 2 jam mendapat bunga dan yang lebih dari 22 jam tidak mendapatkan bunga .